Credit has become the crux of our economic crisis. Many people have
put the blame on the individuals for taking out loans that they
could not afford, but the true responsibility falls on the heads
of the lending industry who intentionally gave out loans to consumers
that they knew couldn’t afford them.
This book was written to expose the truth behind the greed of the
lending industry and how they tend to prey on uninformed consumers.
My goal is to reveal the deception behind poor lending practices
that often result in an overwhelming amount of debt and financial
slavery for the borrower.
Most consumers tend to purchase high ticket items and get buried
under piles and piles of debt without fully understanding the terms
of the loans that they sign off on. The lack of financial education
couldn’t be more evident than now where foreclosed homes are
at an all time high and consumers filing for bankruptcy have superseded
any record ever, in our Country’s history!
It’s not ironic that the release of this book comes at a time
where our Nation and the World has supported the cry for “CHANGE”.
For nearly eight years, I’ve tried to get Innocent Victims
on the shelves, but realized that this was the perfect season for
The election of 2008 has been noted as one of America’s greatest
historic events, and it is with great joy that I stand as an advocate
with our Presidents call to action for each one of us to do our
part in the process. As a analyst in Consumer Credit, I want to
make sure that I touch as many lives as possible with this information
to help individuals learn how to protect their future from shark
lending practices, and become educated about the proper use of credit.
It is my hope that this book circulates amongst many generations,
educating adults and children alike. If our children are educated
early about the proper use of credit and the importance of protecting
their names, then we could see a greater outcome of success for
their future and their financial positions.
Innocent Victims is an eye opener for many people of all ages. If
you have had a challenging encounter with your credit so far and
wish to totally reposition yourself, then Innocent Victims will
position you to never become the victim again! And if you are a
newbie on the credit scene, and are taking precautionary actions
to ensure that you are never the victim, then you have made a wise
choice as I will educate you on how creditors view your credit profile,
and the misleading information given to consumers to lure them into
the traps of financial slavery.
I wrote Innocent Victims
“During my credit battle, I read tons of books about
credit. Most of the information that I read, lead me to
do more research. So I thought, “why are authors leaving
out this helpful information”. What’s the secret
to credit? Innocent Victims takes you on
a journey where you become more aware about your surrounding
as to what’s really happening in credit world. Millions
of people are working for nothing and sometimes when the
realize it, it’s too late. We hear all the time, the
key to financial wealth is homeownership, but the key is
understanding CREDIT. Without credit, consumers will find
themselves up side down, due to high interest loans. Through
my writing, I want to educate and inform readers about the
dangers of becoming an Innocent Victim. I hope Innocent
Victims touches the lives of millions of consumers.”