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Regina Littles
Radio Host
Financial Consultant
Orlando Personal Finance Examiner


Make Up Your Mind Tour
“Understanding How To Increase Credit Scores”

Never has there been such a powerhouse, so on target with consumer credit score predictions. Regina has the research to prove it. Fox 35 News (View Video) recently interviewed Regina Littles for sound advice on how to rebuild credit. In 2011, she amazed clients when she transformed a zero credit score into an astonishing 727 in a matter of months. Littles may be the first African American woman to tackle credit literacy and empower communities, one credit score at a time.

Celebrated as “The Hardest Working Woman in Credit”, Regina Littles is regarded as the authority on consumer economics. For the past ten years she has served as an advocate for financial literacy. She is the founder and CEO of KOX Financial Consulting Group, LLC and Innocent Victims of Credit Social Network, www.creditadviceforyou.com. She created the site to be an avenue for consumers to receive accurate credit information.

The name “KOX” is an acronym for three black leaders who have inspired Regina. She desires to continue the legacy of Martin Luther King, President Obama and Malcom X by providing access to credit education to all, regardless of race, gender and social status. KOX represents new leadership for our next generation. Regina is making a positive impact through her workshops and seminars across the country, in communities where individuals cannot afford traditional services .

For more than four decades Sylvia “Griner” Howard has consistently praised the Lord in song. Her commitment to traditional gospel, in the midst of today's contemporary culture, is well received throughout Florida and other regions throughout the South.

She has been invited to minister through music at various events within the Sunshine State. Most recently, Sylvia has earned notoriety from NAACP - Seminole County, securing her place as a gospel artist. She served as an openerfor renowned gospel greats, The William Brothers and Smokie Norful, and has also been blessed to share the stage with the legendary Vickie Winans.

Sylvia was born in Green Cove Springs, Florida and is one of ten siblings born to the late Willie and Sarah Jackson. She grew up listening and mimicking her idol, Reverend Shirley Caesar. Years later Jurnee Productions Records discovered Sylvia and her gift, and the company has supported her craft ever since.

She believes everyone has a purpose in life and she thanks God for using her to heal people through her music. Sylvia’s passion to sing will bless and deliver those going through any trials or attacks of the enemy.Her debut album It’s In My Praise is scheduled to be released later this year.

LeLe Patrice began singing at the age of four and her career started to blossom when she performed with her mom and aunts known in the Gospel arena as “The Anointed Pace Sisters”. Standing in the gap for certain ones who couldn’t make it to an engagement. Little did LeLe or her family know that this training would be preparing her for her own ministry. She has her own distinct Power Packed and Anointed style.

Although LeLe’s music career began many years later she still credits her uncle Eugene Martin for installing stage presence, showmen ship, singing and much more at such a young age… during the five years she traveled the world with the “Auction Revival Team” which included Gene Martin, Dennis Martin, June Martin, Tyrone McKenzie and little Lena Martin.

LeLe Patrice was fortunate to grace the big screen in 2002, with a musical performance in the Gospel Movie “The Fighting Temptations” starring Cuba Gooding Jr. And Beyonce’ Knowles. That movie leads to a plethora of many more films. “ATL”, Tyler Perry’s “Family Reunion” and “Diary of A Mad Black Women”, “Stomp The Yard”. Just to name a few. Her vocals also appear on the sound track of “Family Reunion” and The Pace Family’s latest Christmas project.

LeLe Patrice has sung all over the United States as well as in Italy and Switzerland. Yet, at home Holy Trinity Church of God In Christ where her farther Elder Dennis L. Martin Sr. is the Pastor, and her mother Co-Pastor June Pace Martin. LeLe works along side her parents in the ministry. Leading praise and worship, heading the youth department and ministering the word of God. Lena wants people to know that she loves the Lord with all of her heart.

A veteran tax consultant with over 20 years of experience under her belt, Ktasha N. Hardge (pronounced "Tasha") is the owner, founder and CEO of Hardge Connections, LLC. Hardge educates her clients with her tax preparation expertise and tax compliance for mid-income taxpayers and small business owners.

Based in Westchester County, NY, Hardge is also an expert on tax preparation for home-based businesses; for years, she has assisted thousands of entrepreneurs nationwide retain more of their income with her little-known, highly effective tax strategies. Hardge is also an active member of the National Association of Tax Professionals and the Association of Professional Bookkeepers.

On her website, www.HardgeConnections.com, the mother of 2 provides a one-stop shop chock-full of tax prep resources - - including an annual Tax Guide, accounting and financial planning services, a monthly client newsletter, resource center and several financial calculators.

Patricia Golden has dominated the Real Estate business for over 20 years. She is an activist for consumer rights and her volunteer work with NACA has made an impact in the Central Orlando Region. After speaking with Paula White, her purpose in life was confirmed. A true leader in the kingdom to help lead our next generation toward freedom and getting to the promise land. She has been very instrumental in the Save the HOME DREAM TOUR. If you looking for a Realtor that can help you get into a home or stop foreclosure, she is the woman that can make it happen. From entertainers to Pastors, she has helped hundreds of people understand the home owner process. She is a Co-host on The Homebuyer and Credit Education show on 1680am in Orlando, Florida. Currently, she is a Realtor with LaRosa Realty and can be reached at fornacaonly@aol.com

Felecia Spaulding is filled with the anointing spirit of Christ Jesus and called to serve as an Evangelist. The late Rev. Church Spaulding, passed his teaching on to Evangelist Felecia Spaulding. You can follow her on the visionary site “I AM BLESSED Ministry”. Evangelist Spaulding speaks and teaches the gospel to thousands by the use of the internet and personal engagements. She exhibits her dedication to God and to her family by also living by the word of God. She is finance trainer with D&C Educators, author, psalmist, and actor. God has led Evangelist Spaulding‘s ministry into the arena of preaching the gospel through giving life-lessons through Blog Talk Radio. She has written her first True Novel with Poetry and Inspirational writings. The book is titled “LIFE ON ELM STREET” featuring “The Devil Done Lost Its Mind”. She states” Facing Traumatic challenges in her life inspired the novels.

Sonja Sells is a unique entrepreneur led by God, compassion, and a purposeful drive to assist hurting women in finding their voice by becoming empowered. And she believes that when a hurting woman becomes empowered by finding her voice? she becomes an empowered leader, professional, mother and wife; which creates living a more abundant life.

Sonja Sells is Founder of Elite Institute of Development, Inc., a leadership training and development firm where women learn business and personal strategies to increase productivity, knowledge and value to their business and personal life. She is also Owner of Hands of Excellence Administrative Services, Host of Breath Inspired Radio and serves as an empowerment strategist and speaker.

Mary Norris is a entrepreneur, motivational speaker, advocate for human rights, credit counselor, prayer warrior, and has a purpose to educate the kingdom on the importance of health and understanding credit. Author of “A Wealth of Health” challenges you to eat healthy. As a woman of God she believes that we should all keep a good name and work to leave an inheritance for our family. She says "Your ears will take you further than your mouth would dare try”.

Fox 35 News interviews
Regina Littles along with one of her satisfied clients and success stories.

Here we understand why Ms Littles is so passionate with regard to freeing everyday people from their debt... because she knows and understands what it is like to be there and she detest when she sees people just like herself going through the same challenges she has gone through.